Purchasing Adaptive Vehicles
On-Line
CAUTION !!!
1. Can I buy a
mobility vehicle
on-line?
Yes, of course. The
question, however,
is how to buy a
vehicle appropriate
for your needs,
compliant with
industry regulations
and standards, and
one with which you
will be satisfied in
regards to future
service and
warranty.
2. What do state
laws say about the
on-line purchasing
process?
Some states have
specific laws
concerning selling a
vehicle across state
lines. These laws
are to protect the
consumer. Check with
legal counsel
regarding the laws
in your state.
3. Will
I ever personally
meet a sales
representative from
an internet seller?
More than likely
not. Internet sales
companies usually do
not have regional
sales
representatives. You
will be assigned an
“in house” sales
representative, who
will assist you, but
with the lack of
personal
interaction, they
may not be able to
fully assess your
needs, and the
opportunity to
develop a personal
relationship will be
diminished.
4. How
would I obtain a
license tag for a
van I purchase
on-line?
You will be able to
go to your local tag
office and purchase
a permanent license
tag. There may be a
period of time when
you cannot use your
vehicle as temporary
tags are usually not
valid except within
the state they are
issued. Check with
your local
department of motor
vehicles to verify.
5. How would I
obtain a title for a
van that I purchase
out of state?
An out of state
Seller who is
located in a state
other than the state
you reside in
probably can’t
obtain a title for
you in your name.
The seller may
simply provide the
title to you at the
time of delivery.
You would then be
required to take the
title to your local
tag office and
transfer it (for a
fee) to your name.
You should be very
cautious about the
titling process.
Titles are complex
and errors can
occur. Correcting a
title error is a
time consuming and
often complex task.
Of significant
importance is
knowing the origin
of your vehicle and
title. Over 500,000
vehicles were
branded “flood”,
scrap, or salvage”
vehicles in the
aftermath of
Hurricane Katrina.
Some states allow
the conversion of a
“flood, salvage, or
scrap title” after
an inspection and
then will issue a
“non-branded title”
which will leave no
indication of its
previous status.
6. If
my van’s mechanical
systems fail while I
own it, who is
responsible?
That is a question
of warranty and
depends on the OEM
warranty and the
warranty provided by
the vehicle
modifier. A more
significant issue is
failure of a vehicle
system resulting in
bodily injury or
property damage. In
this case, the
vehicle modifier
should have what is
called “product
liability
insurance”. This
insurance covers any
damages to property
or injury that might
occur as the result
of defects which are
the responsibility
of the modifier.
Without this
coverage, the
vehicle owner has no
recourse – someone
to turn to for
responsibility. Make
sure to request a
certificate of
product liability
insurance. Vehicle
sellers also have
what is called
“garage insurance”
to cover the work
they perform. NMEDA
members carry
coverage of
$1,000,000
per
occurrence.
7.
If my van is
involved in an
accident or stolen
after I have
purchased it and
before I receive it
(while it is still
in the care of the
on-line mobility
dealer), who is
responsible for the
damage or loss?
The answer depends
on who has what
insurance. So make
sure that your
insurance starts
upon your purchase
even if you have not
yet received the
vehicle. It is a
good idea to request
a proof of insurance
from the internet
seller. Most
vehicle dealers have
what is called
Garage Liability
Insurance. If they
are liable for the
loss or damage, this
insurance should
cover the cost.
Sometimes there is a
question as to whose
insurance is
primarily
responsible the
internet seller’s,
the trucking
company’s, or yours.
8.
What if I have
substantial problems
with a van I
purchase on-line?
Most states have
“lemon law” statutes
that address
defective vehicles.
However, YOUR
state’s lemon law
may not apply if the
van was not
purchased in that
state. Confer with
legal counsel about
this question.
Aside from lawsuits,
in many situations
where there is a
conflict, personal
contact and
established
relationships help
resolve the problem.
In the case of
on-line purchasing,
you may never
personally meet an
individual from the
internet seller. See
section below on
warranty.
9.
How will I know that
the vehicle I
purchase on-line
will be properly
converted and fit
the needs of my
disability?
Very important
question. You really
will not know until
the vehicle is
delivered to you.
Every van is
different and
mistakes can occur.
Also, without the
internet seller
meeting you
personally and you
having the ability
to “test” the
vehicle, there is no
way to fully ensure
that you will
properly fit in the
vehicle and be able
to use it as you
desire. Make sure in
advance that you
have the right to
refuse delivery of
the vehicle and
receive a full
refund if, upon
delivery, you do not
like the way the van
fits your needs; it
fails to meet your
reasonable
expectations; or, it
does not match the
description provided
by the internet
seller. See next
section on this web
site about
“Appropriateness of
Product”.
10.
Can my internet
seller provide me
with references?
Yes, but the
references may not
be local to you,
making them more
difficult to verify.
Whereas, with a
local seller, in
your community, you
can personally meet
individuals who have
purchased and used
the services of your
local retailer.
